Four Invoices of $149 Are One Bill of Roughly $596

The publisher of this comparison sells the alternative. New York Registered Agent.ai charges $99 a year for New York agent service and profits from transfers. The Swyft Filings figure below was not derived or estimated by us: $149, billed quarterly, as published and verified in July 2026, with no separate first-year discount located.

Speed Is Their Claim, and It Holds Up

Swyft Filings built its reputation on turnaround, and the reputation is earned. Formation orders move quickly, the purchase flow is uncluttered, and support responds. A founder who wants an entity standing up without delay has a sound reason to use them for that work. This assessment does not dispute the service. It disputes one thing only, which is how the recurring price is presented.

The Multiplication the Checkout Page Does Not Perform

$149 per quarter. Four quarters in a calendar year. Approximately $596 annually.

That calculation is the whole of the objection. Quarterly billing is legitimate and the figure is published in plain view, but a three-digit charge arriving four times reads smaller at the moment of purchase than the same total billed once. Every other vendor in this market quotes annually, so a buyer comparing across the category will place $149 beside numbers that mean something different unless the multiplication is performed first.

New York supplies the second benchmark, and it is a severe one. The state's only recurring demand on a limited liability company is the $9 Biennial Statement, which annualizes to $4.50. Nothing else repeats: no annual report, no renewal fee at the Department of State, no late penalty, and no administrative dissolution for a missed filing. A single year of quarterly invoices at $149 therefore buys, in advance, roughly one hundred and thirty years' worth of what New York actually charges, for a designation the statute never obliged the company to make.

Formation Costs Are a Separate Line, and Worth Separating

Because Swyft Filings is primarily a formation company, buyers frequently blend the two costs together. New York keeps them apart. Under LLC Law § 203 an LLC exists from the moment its Articles of Organization are filed with the Department of State, on form DOS-1336-f, at $200. That $200 is paid once, to the state, and no agent subscription reduces it or replaces it. The recurring agent fee is a wholly separate ongoing commitment, and it should be evaluated on its own terms rather than absorbed into the excitement of a formation order.

What the $99 Covers

One invoice a year, and the renewal notice repeats the figure without variation. Documents served on us in New York are scanned into your portal and emailed the same day they are handed over, which is the operative feature of the product because a response window opens at service. Your designation on the public record carries our New York street address. Alerts precede the anniversary month in which your Biennial Statement is due. Checkout carries a single line, and no tier above it exists.

Since this page turns on multiplication, the same rigor applies to our own row: $90 is BetterLegal's published annual rate, and it is lower than ours. What stands is that $99 is among the lowest flat figures in New York, billed once rather than four times.

Ending a Swyft Filings Designation in New York, Step by Step

1. Select and retain the successor. New York takes an individual living in the state or holding a business address in it, and any LLC or corporation either formed here or admitted to operate here. The certificate requires the new agent's name and street address, so the engagement necessarily comes first.
2. Obtain form DOS-1359-f, the Certificate of Change for domestic limited liability companies. Entities organized in another state and authorized here file DOS-1362-f instead.
3. Enter your exact entity name as it appears on the state's record, together with the incoming agent's details. A name mismatch is the most common reason these certificates come back.
4. File it with the Division of Corporations at the Department of State and pay $30. That fee governs the certificate an LLC files for itself. The $5 and $20 figures circulating in New York guidance attach to filings made by agents, not by companies.
5. Confirm the record reflects the change, then cancel the quarterly billing. Swyft Filings remains your agent of record until the Department processes the certificate.

No legal exposure attends the interval, because a New York LLC always retains the Secretary of State as its statutory recipient of process regardless of what the private designation says. What is at stake in the sequencing is uninterrupted delivery through the channel you have chosen and paid for. Our change of agent page reproduces the procedure with the state's own references.

Quarterly billing has one advantage in exit planning: a natural stopping point arrives roughly every ninety days.

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